Are you struggling under a crushing debt? When you owe far more than what you can reasonably pay, declaring bankruptcy might be your best option. Explore the possibilities by visiting Huston McCaffrey, LLP, for a free consultation.
Our attorneys help you declare bankruptcy protection in San Diego, CA, making the proceedings and transition as smooth for you as possible. We have extensive experience with both Chapter 7 and Chapter 13 bankruptcy. To find out if you qualify for either, contact our law office today and schedule your first appointment.
How Bankruptcy Happens
People wind up in debt for many different reasons, such as divorce, unemployment, and health issues. While everyone tries their best to stay out of deep debt, we can only control so much of what occurs in our lives. Furthermore, in recent years, some banks have been accused of preying on consumers in distress by charging astronomically high-interest rates when a consumer misses a single payment. At such high-interest rates, consumers are more likely to find themselves unable to resolve the debt.
No matter what happened to you, our legal team is here to help. We’ll review the details of your situation and determine whether declaring bankruptcy is a practical solution for you.
Sidestep the Shame and the Stress
Some debtors feel ashamed to file bankruptcy, thinking that they have failed to fulfill their financial obligations. Creditors have also played a significant role in making the people feel embarrassed about declaring bankruptcy, as they advocate old-fashioned notions that it is a terrible thing.
The critical thing to remember is that bankruptcy acts as a way to make a fresh start -- there’s nothing shameful about that. At our firm, we strive to educate you on the realities of bankruptcy and dispel the myths. Furthermore, we aim to reduce your stress as much as possible by streamlining the process for you. Count on us to be your steadfast guide in the field of bankruptcy law.
Your Knowledgeable Choice
So-called bankruptcy mills may be cheaper upfront, but they do not provide the legal advice and guidance you need to determine whether filing for bankruptcy is the right move. Also, our legal team has a banking background, so we have the specific industry knowledge to provide you with top-notch representation. By working with us, you could save tens of thousands of dollars in the long run -- or even your house. Call now for a no-cost consultation.
Contact us to learn more about our firm and our extensive experience with bankruptcy law. We serve clients throughout San Diego, California, and the surrounding area.